This is an agency that makes state insurance laws. It also makes sure insurance companies follow the laws in the state.

This is a department in a health plan company. It helps people understand how their health plan works. It can:

This can help people who have a fatal illness. The member or spouse can get some life insurance benefits as an early payment. 

This benefit can be paid in two ways. It can be paid to the insured person after an accidental injury. Or it can be paid to someone else after the death of an insured person.

This is also known as the Affordable Care Act or ACA. It was signed into federal law in March 2010. The goals are to help more people get health care coverage, improve care quality and efficiency, and [..]

It is a group of doctors, hospitals and other health care providers. They work together to coordinate patient care. They are responsible for:

This is proof that a health plan or hospital meets certain standards. An outside group decides this through an official review.

This is a person who works a normal workweek for an employer. Employees must work at least the number of hours shown in a plan's Schedule of Insurance.

Also known as the Americans with Disabilities Act.  This law protects the rights of people with disabilities. It helps prevent them from being treated unfairly on the job.

Also known as accelerated death benefit. This can help people who have a fatal illness. The member or spouse can get some life insurance benefits as an early payment.