An event with your car that was not predicted and not expected to happen. Typically includes property damage and/or bodily harm.

A person who sells insurance on behalf of an insurance company.

Any accident, regardless of size or amount paid, in which the driver was wholly or partially at fault.

Injury, sickness, disease or death that results from an auto accident.

Protects your assets if you are responsible for an accident where other people are injured or killed.

To terminate a contract or a policy.

Insurance to cover bodily injury or damage to the property of others.

An auto accident where one person is identified as being responsible for bodily injury or property damage.

The amount of money a person(s) believes he or she should be paid by an insurance company as a result of an accident. Can be for property damage, bodily injury or both.

Pays to repair or replace your vehicle if you hit something else and no one else is at fault. Does not include collision with animals.