Your available net income once all monthly expenses including loan repayments have been taken into consideration.

A payment at regular intervals of a certain sum of money for a term of years or during the life of an individual.

Funds which can be withdrawn on demand or without notice.

Shares in a well established company highly regarded in financial circles.

The increase in value of an asset or investment i.e. the difference between the current values and the original purchase price. (Provided the result is positive, not negative)

A unit trust where investors (unit holders) pool their money into money market instruments which are normally only available to professional investors with hundreds of thousands of dollars to invest i [..]

Interest which is paid on accumulated interest as well as the original principal invested.

Measures the national inflation rate. The index is measured quarterly (December, March, June and September quarters) and reflects changes in prices (up or down) of a fixed "basket" or list o [..]

A type of fixed interest security, issued by companies (as borrowers) in return for medium and long term investment of funds. Debentures are issued to the general public through a prospectus and are s [..]

An annuity where income payments do not commence i.e. are deferred until a specified date in the future.