This is the term we use to describe the decision making process that includes an in-depth evaluation of an applicant's credit based on capacity, capital, collateral, credit history and character. [..]

The actual number of years it will take to repay a loan in full. The amortization may go beyond the term of the loan.

An APR (the effective cost of credit) is the finance charge a borrower actually pays – including the loan interest amount – expressed as a percentage rate (see Cost of Borrowing). 

Generally, an annuitant is the person for whom a retirement plan provides retirement income.

Anything owned by an individual or business having a monetary value (usually its cost or fair market value). An asset may include: a home, registered plans, mutual funds, stocks, etc.

A unit that is equal to 1/100th of 1%, and is commonly used for calculating changes in interest rates, equity indexes and the yield of a fixed-income security. The relationship between percentage chan [..]

A person to whom an inheritance passes as the result of being named in a will, or a person named to receive income from an insurance policy, endowment, or trust (e.g., registered retirement savings pl [..]

The value of the initial purchase of an investment (e.g., mutual funds) plus reinvested distributions minus any withdrawals or fees.

Any day in which B2B Bank is open for business – ordinarily most calendar days other than Saturdays, Sundays and legal public holidays.