bcbst.com

Website:https://www.bcbst.com
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Definitions (68)

1

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Allowed amount


Maximum amount on which payment is based for covered health care services.  This may be called “eligible expense,” “payment allowance" or "negotiated rate."  If your provider charges mo [..]
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appeal


A request for your health insurer or plan to review a decision or a grievance again.
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balance billing


When a provider bills you for the difference between the provider’s charge and the allowed amount. For example, if the provider’s charge is $100 and the allowed amount is $70, the provider may bill yo [..]
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benefit


A financial payment made by your health plan for covered services or drugs.
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Co-insurance


The percentage of health care costs you are responsible for paying – usually after your plan’s deductible is met.
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Complications of Pregnancy


Conditions due to pregnancy, labor and delivery that require medical care to prevent serious harm to the health of the mother or the fetus. Morning sickness and a non-emergency caesarean section aren’ [..]
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copayment


A fixed dollar amount you must pay with your own money for medical services, such as office visits, or prescription drugs.
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cost sharing


The health care costs that are your responsibility to pay, including deductibles, copays, coinsurance, and other costs not covered by your health plan.
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Coverage


The costs your health plan pays for your medical services or prescription drugs.
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DEDUCTIBLE


The amount you must pay each year – with your own money – before your health plan begins paying benefits.
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