The Association of British Insurers. It is a market association and its members are insurance companies operating within the UK. It exists to promote the interest of its members in all classes of insu [..]

Are those items forming part of the vehicle such as the spare wheel, jack, permanently fitted radio etc. Most usually form part of the original vehicle specification, although some are fitted after ma [..]

Groups that share a common interest to which individuals can become members (formally or otherwise). They are generally non-governmental and non-commercial. Certain insurance companies will align with [..]

are websites that enable a person to gain several quotes for a particular insurance product by only providing their details once (usually on-line). They are most commonly referred to as Price Comparis [..]

instead of a vehicle's value being determined by ‘Market Value' it is instead agreed before the insurance contract is formed and is the amount that will be paid if the vehicle were a total l [..]

Anti-Lock Braking System. If a car fitted with ABS were to brake hard then the system will prevent the wheels from locking (which means the vehicle is much less likely to skid uncontrollably). Most in [..]

Automatic Number Plate Recognition. This is a system whereby certain fixed sites and police cars are fitted with cameras linked to the Motor Insurance Database. The cameras take an image of a vehicle& [..]

is a service that assists motorists whose vehicles have suffered a mechanical failure that leaves their vehicle immobile. A standard motor policy will generally not include it so it is often added as [..]

see Intermediary.

is a document, required by law and issued by an insurance company to their policyholder, which provides evidence of motor insurance being in force sufficient to comply with the minimum requirement of [..]