The payment, or one of the regular periodic payments, that a policyholder makes to keep an insurance policy in force.

Customers who have been insured with us for 3 consecutive years and have had no accidents may qualify for this discount. (Discount availability varies by state)

An individual or company, in addition to the insured, who is listed on the Declarations Page. They are provided coverage under the policy for losses where they have a financial interest.

An organization that rates the financial stability of insurance companies doing business in the United States.

Document changing the provisions of an insurance contract. Also known as an endorsement.

Pays for injuries you cause to third parties as the result of an accident involving a covered motor vehicle. Generally expressed as "split limits" (i.e. 25/50), the first limit ($25, [..]

Pays for physical damage to a covered motor vehicle caused by collision of that vehicle with another object or by upset of the vehicle. The amount paid is subject to the deductible you choose.

See Other than Collision Coverage.

That portion of the insurance contract which contains such information as: name and address of the insured, description of the property covered, coverage limits and premium amounts.

Amount that must be paid by the insured before benefits will be paid by the insurer.