This is an internal identifier for a consumer that may be associated with the billing information of a transaction. This field may contain any format of information.

Each transaction within the system is assigned a unique transaction ID. This ID may be used to sort or identify specific transactions within the system.

Number that uniquely identifies a retrieval request or chargeback.

Friendly fraud is the term used when a consumer (or someone with access to their credit card) makes a purchase and then initiates a chargeback (saying that they did not make the purchase and/or did no [..]

Also referred to as a Routing Transit Number. Directs electronic ACH deposits to the proper financial institution.

The paperless funds transfer system maintained by the Federal Reserve or other entities that have networks to exchange electronic funds transfer items.

A financial institution that maintains the merchant credit card processing relationship and receives all transactions from the merchant to be distributed to the Cardmember financial institutions.

Refers to payment methods that are used as an alternative to credit card payments. Most alternative payments have been developed specifically for eCommerce. They can be stored value cards, digital wal [..]

Provider of credit cards, charge cards and traveler’s check businesses.

The process followed by the card companies to determine whether an Issuer or an Acquirer has ultimate responsibility for a chargeback. Either member initiates this process after the re-presentment pro [..]