A person or other entity (i.e. a corporation) that has an insurable interest in your vehicle, and may be named as such in your insurance policy. For example, when you finance a car through a bank, the [..]

Any device designed to reduce the chance of a vehicle being stolen, or aid in the recovery of a vehicle if it is stolen. Examples include car alarms, keyless entry, starter disablers, "The Club&q [..]

Legal liability for causing injury or death to another person.

The request for reimbursement that you make to the insurance company when you’ve been injured or your car has been damaged.

Claim adjusters work for your insurance provider to assess the damage done to your vehicle after it's been damaged and you make a claim in order to find a fair estimate on the repairs you'll [..]

This is the coverage that provides protection for your car in the event of damage by an inanimate object, such as another car, a tree, or the side of a building.

This coverage provides protection in the event of damage not caused by a collision (that kind of damage would be covered by your collision coverage). These other kinds of damage can include theft, fir [..]

The amount of time that you’ve been insured, without gaps. You can switch companies as many times as you want, but if you’ve let your coverage lapse, you could end up with higher premiums.

Each individual consumer has a credit file with each of the three major credit bureaus - Equifax, Experian, and TransUnion. Each company uses a formula developed by Fair Issac's; Co. (FICO) to de [..]

This is the amount that you are required to pay towards any damages. Your car insurance will cover any costs above this amount. The size of your deductible can greatly affect your car insurance costs.