erieinsurance.com

Website:https://www.erieinsurance.com/
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Definitions (21)

1

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Accident report form


Typically referred to as a police report, this report contains important information about an auto accident, such as circumstances, parties involved and citations given.
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At fault


The degree to which you caused or contributed to an accident, or are “at fault,” and determines whose auto insurance company pays what portion of the damages. The method by which this is determined va [..]
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bodily injury coverage


If you are at fault for an automobile accident, bodily injury coverage on an auto insurance policy pays the medical expenses and additional damages for which you are liable for other individuals injur [..]
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claim


When you suffer a loss that’s covered by your insurance, such as an automobile accident, you submit a request to your auto insurance company to pay or reimburse you for expenses, damages and other fin [..]
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claims adjuster


A representative of an auto insurance company who investigates and settles claims to ensure that all parties – you, your auto insurance company, and anyone else involved – receive fair compensation [..]
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Collision coverage


Coverage that pays for physical damage to your vehicle caused by rolling over or a collision with another vehicle or object, such as a building, fence or telephone pole.
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Comprehensive coverage


Coverage that pays for damages to your vehicle resulting from a covered loss other than a collision, such as fire, theft, vandalism or contact with persons, animals, birds or falling objects.
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Covered loss


Any damage to yourself, your vehicle, or other people or property that is covered under your insurance policy
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DEDUCTIBLE


The portion of a covered loss for which you are responsible, as opposed to the portion your insurance company pays. Higher deductibles allow your insurance company to offer you lower premiums, as you [..]
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Endorsement


Any change, addition or optional coverage added to a policy. These include adding a new vehicle or driver, changing your address, adjusting limits and other modifications.
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