The original amount owed to a creditor.

Reflects the previous history of the account, including any delinquencies or derogatory conditions occurring during the previous seven years (i.e., Current account, delinquent 30, current was 60, rede [..]

Information on your personal credit report associated with your records that has been reported to us by you, your creditors and other sources. It may include name variations, your driver’s license num [..]

The unique number assigned by a creditor to identify your account with them. Experian removes several digits of each account number on the credit report as a fraud prevention measure.

Percentage of the debt that is to be repaid to the credit grantors in a Chapter 13 bankruptcy.

Also Known As

Credit card issuers often (but not always) require you to pay a special charge once a year for the use of their service, usually between $15 and $55.

A measure of how much interest credit will cost you, expressed as an annual percentage.

Person permitted by a credit cardholder to charge goods and services on the cardholder’s account but who is not responsible for repayment of the debt. The account displays on the credit reports of the [..]

A loan with a balloon payment requires that a single, lump-sum payment be made at the end of the loan.