A legal document that sets out what a fund manager can do with investors' money. The deed also explains investors' rights, such as the trustees' powers to look after investors' int [..]

A person appointed to look after investors' interests for certain securities e.g. those offered by credit unions, building societies and finance companies, and for unit trusts.

A type of managed fund.

An account with a bank or other deposit-taking financial institution in which you put money for a fixed term e.g. 6 months or a year. You are paid an agreed rate of interest and your money is repaid a [..]

The market place where shares are traded in companies that are listed. Currently, New Zealand’s only registered exchange is NZX Ltd.

Investments including: debt securities - where you lend your money to someone else and in return are paid interest; equity securities - where you buy shares in a company, may be paid dividends and hav [..]

Shares are equity securities and represent a share in a company. You may be paid regular dividends on your shares, and you have the chance of making a capital gain on your money if you sell your share [..]

Your risk profile is the level of risk you are prepared to have in relation to your investments. Knowing your risk profile helps you choose investments that are right for you. Assess your profile at w [..]

An account with a bank or other deposit-taking financial institution in which you are paid interest in return for depositing your money. These accounts are debt securities as you have lent your money [..]

Registered Financial Adviser – an individual adviser who is registered on the Financial Service Provider Register but who is not authorised by FMA.