The state of the vehicle before the accident, including damage not related to the accident, mileage, options, and other factors.

The state of the vehicle before the accident, including damage not related to the accident, mileage, options, and other factors.

Term used to refer to the other party's insurance company.

A form signed by the insured when he or she takes delivery of the car from the repairer. It certifies that he or she is satisfied with the vehicle operations, appearance, and visible quality of the re [..]

In most states, if you've been accident-free for three to five years, you may qualify for GEICO's Accident Forgiveness program*. That means we won't add a surcharge to your premium afte [..]

The fair market value of property; technically, replacement cost less depreciation.

A statistician who computes insurance risks and premiums. Actuaries keep GEICO profitable and financially stable by setting prices, assessing trends, and determining how much to hold in reserve to pay [..]

See Claim Examiner or Auto Damage Adjuster.

An individual who acts as a representative for the company and sells insurance, usually on a commission basis. This individual could be an 'exclusive' or 'non-exclusive' agent.

The price or cost of repairs agreed to by the AD (auto damage) adjuster or independent appraiser and the body shop representative.