Coverage available if the insured individual is legally responsible or liable for damages, including physical injury or property damage, caused by a motor vehicle accident.

Coverage for property damage that is not covered under Comprehensive Insurance.

Provides coverage for property damage caused by an event other than a collision, such as theft, fire damage or cracked windshield.

Monetary amount the insured individual must pay before the insurance company provides coverage.

Quantifiable out-of-pocket expenses including medical bills, future medical expenses, lost wages and loss of earning capacity.

The law that requires all drivers to carry some type of auto insurance coverage.  In some states, drivers are allowed a bond or cash deposit to show ability to pay for negligent driving as an alternat [..]

Insurance coverage that pays for damages caused by the actions of the insured individual.

Coverage for medical expenses and/or funeral expenses for the insured individual and the passengers in their vehicle, regardless of who was at fault in the car accident.

A cutoff point for damages, which when met, allows an injury victim to file a lawsuit to recover economic and non-economic damages related to the car accident.

Allows insured individuals to recover economic damages from their own insurance provider, regardless of who was at fault in the car accident.