hastingsdirect.com

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Definitions (41)

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Defaqto


An independent researcher of financial products, Defaqto evaluates terms and conditions, policy details and key features to enable customers to find the best value for money on a comprehensive range o [..]
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ABI


The Association of British Insurers is a trade association made up of UK insurance companies. It's not a regulatory body, so membership isn't obligatory.
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act of God


An event resulting from a natural cause where no driver is to blame, such as a lightning strike. These events may or may not be covered by your insurance policy — you'll need to check.
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Act of God


An event resulting from a natural cause where no driver is to blame, such as a lightning strike. These events may or may not be covered by your insurance policy — you'll need to check.
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Act Of God


An event resulting from a natural cause where no driver is to blame, such as a lightning strike. These events may or may not be covered by your insurance policy — you'll need to check.
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Annual mileage


The number of miles you cover in a year. When applying for a policy you'll need to give an estimated annual mileage, which will be taken into consideration when calculating your premium.
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Approved repairer


If you make claim on your insurance, we'll recommend garages we know carry out high-quality work and provide excellent customer service.
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CANCELLATION


This is when you make the decision to end your insurance policy. Depending on the reasons for cancellation, and the timing, we may charge you a fee.
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comprehensive


This is the highest level of insurance cover. Our comprehensive policy features more benefits as standard than our third party and third party fire and theft policies.
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Duty of disclosure


You have a duty to tell your insurer if there are any changes that may affect the terms of your policy, such as if you move address, change your name or replace your vehicle. If you don't, your p [..]
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