An unforeseen event, occurring by chance and caused by an external force or object, resulting in involuntary injury to the body requiring immediate treatment.

A child of the policy holder or their partner, who:

A road vehicle, boat or aircraft operated by a service approved by Medibank and equipped for the transport and/or paramedical treatment of a person requiring medical attention

The maximum amount of benefits payable for particular items or services, or a group of services and/or items within a calendar year. In most cases the limit will apply per member, but it can apply per [..]

Admission  to hospital for an inflamed appendix (appendicitis). The purpose is to remove pain and discomfort associated with an inflamed appendix. It includes admission to hospital with suspected appe [..]

A person that a member authorises to act on their behalf in dealing with Medibank.

The amount of money we contribute towards the cost of an item or service included under a member's cover. The benefit we pay for services or items is likely to be less than your annual limit and [..]

This is the period of time you need to wait from the date of purchase of an item before you can receive another benefit to replace it. This is separate to a waiting period

Surgery for conditions affecting the small and/or large bowel. Bowel surgery may be required to treat conditions such as inflammatory bowel disease, bowel cancer, perforation of the bowel and bowel ob [..]

Surgery to treat conditions involving the brain and the skull. It may be used to treat brain tumours, meningiomas, aneurysms, alteration to the blood vessels, bleeding and raised intracranial pressure [..]