Income after taxes and deductions have been taken off.

Returned or "bounced" check fees (also called non-sufficient funds – NSF - fees) are charged to an account holder when the bank returns a check unpaid because not enough money was in the acc [..]

A small, unsecured, short-term cash advance that is usually repaid on the borrower’s next payday.

Cash obligations that vary from month to month. Examples include: dining out, entertainment, gas, shopping and travel.

Money paid by a borrower to a lender for the use of their money.

An arrangement where money is borrowed, and the borrower agrees to pay back the money at a specific time, usually with interest.

A written outline of financial goals and the steps needed to reach them. Examples include retirement accounts, funding for children’s education or saving cash for emergencies.

Total income before taxes and deductions.

Money you earn from work, business, investments, etc.

Cash obligations that remain the same every month. Examples include rent or mortgage, car insurance or auto payments, student loans, etc.