an unexpected event or circumstance without deliberate intent.

The total number of lives insured, including dependents, under individual policies and group certificates.

maximum amount of medical and hospital expense an insurer will carry on its own. The limit can be for an individual claim and/or for the insurers total claims, depending upon the terms of the reinsura [..]

of Insurance Terms

insurance for unforeseen bodily injury.

unexpected injury to a person.

an insurance contract that pays a stated benefit in the event of death and/or dismemberment caused by accident or specified kinds of accidents.

period of time insured must incur eligible medical expenses at least equal to the deductible amount in order to establish a benefit period under a major medical expense or comprehensive medical expens [..]

repayment value for indemnification due to loss or damage of property; in most cases it is replacement cost minus depreciation

(PC Insurance)a document or other presentation, prepared as a formal means of conveying to the state regulatory authority and the Board of Directors, or its equivalent, the actuary's professional [..]