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petinsurance.ca
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Definitions (27)
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routine care
Also known as wellness care coverage, examples of this would be annual visits to the Veterinarian, or having a pet in for their regular vaccinations.
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premium for select breed
The periodic payment made on an insurance policy that incorporates the additional costs associated with breeds of dog that are prone to one or more illnesses.
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accident
An Accident is a sudden, unexpected event resulting in Injury.
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acl
The anterior cruciate ligament (ACL) is a cruciate ligament which is one of the major ligaments found in the knee.
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benefits schedule
A Benefit schedule lists hundreds of common pet health conditions, providing an annual dollar benefit for each covered condition. The scheduled benefit is generally calculated by taking an average of veterinary fees nationwide.
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bilateral condition
Any condition which affects or may affect both sides of the pet's body.
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co-payment
The stated percentage of each covered claim for which the Insured is responsible for paying, as described in the Document of Insurance.
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congenital condition
A condition that has been present since birth.
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coverage limit
The maximum amount the policyholder would be covered for, during the policy defined term, or by condition.
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coverage type
How the Insurer offers to provide the limit of insurance. Coverage can be offered by illness category, per year, over a lifetime, or according to a benefits schedule.
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