Also known as wellness care coverage, examples of this would be annual visits to the Veterinarian, or having a pet in for their regular vaccinations.

The periodic payment made on an insurance policy that incorporates the additional costs associated with breeds of dog that are prone to one or more illnesses.

An Accident is a sudden, unexpected event resulting in Injury.

The anterior cruciate ligament (ACL) is a cruciate ligament which is one of the major ligaments found in the knee.

A Benefit schedule lists hundreds of common pet health conditions, providing an annual dollar benefit for each covered condition. The scheduled benefit is generally calculated by taking an average of veterinary fees nationwide.

Any condition which affects or may affect both sides of the pet's body.

The stated percentage of each covered claim for which the Insured is responsible for paying, as described in the Document of Insurance.

A condition that has been present since birth.

The maximum amount the policyholder would be covered for, during the policy defined term, or by condition.

How the Insurer offers to provide the limit of insurance. Coverage can be offered by illness category, per year, over a lifetime, or according to a benefits schedule.