the central body holding the register of title to land in England and Wales and records dealings (for example, sales and mortgages) with registered land. Leasehold

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 – the sum of money you borrow from your mortgage lender. Annual Percentage Rate (APR)

Bank of England Base Rate

 – this is the insurance needed for the fabric of your property, against fire, theft and flood. Your mortgage normally requires this insurance.  However, it is usually covered by the freeholder if you [..]

the end of the process of buying and/or selling a property. Once you have ‘completed’ the transaction has ended. Conservation Area

the legal process for the transferral of ownership of real property. Council Tax Band

 Also referred to as ‘Title Deeds’. Title deeds are documents showing ownership, as well as rights, obligations, or mortgages on the property. Since around 2000, compulsory registration in England and [..]

, is a qualified individual who visits the property prior to it being marketed for sale or to let and checks the property’s energy efficiency by examining its dimensions, construction, heating and hot [..]

also known as an EPC. The Energy Performance Certificate is the document provided by the Domestic Energy Assessor. It provides information on the property’s energy use, energy efficiency and recommend [..]