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Definitions (30)
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Budget
See Cost of Attendance, below.
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Capitalization
The practice of adding interest to the principal, or loan amount, instead of paying the interest while in school. Capitalization eliminates payments while in school, but does increase the amount owed [..]
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CANCELLATION
Some loans provide for cancellation for part or all of the amount owed under certain circumstances, such as teaching in designated teacher shortage areas.
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DEFAULT
Failure to repay or otherwise meet the terms and conditions of a loan. For most student loans, it takes six months of delinquent payments for a loan to go into default. The penalties for defaulting in [..]
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Deferment
A deferment is the postponement of the payments on a student loan. Most deferments are legal entitlements; if you meet the deferment criteria and apply for it properly, the deferment must be granted t [..]
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DELINQUENCY
Failure to make a scheduled payment on a loan.
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dependent
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Entrance Loan Counseling
A required on-line session for first time student borrowers during which the terms and conditions of the loan are explained.
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