A member of an agency who holds a valid license and appointment, and is actively involved in the daily activities of the agency.

Allows a banned person from working in the insurance business to apply to the state insurance commissioners for written consent to participate in the insurance business.

A person, usually a salaried employee, who settles or adjusts claims.

A firm, corporation, or one or more individuals acting in association with each other as a single entity. An agency may be a corporation, partnership or sole proprietorship. Also known as business ent [..]

An individual licensed and appointed by an insurance company to sell, solicit or negotiate insurance.

An agent of a specific insurance company with the responsibility for selling insurance.  Represents only one company.  Also referred to as exclusive.

An agent in business for himself or herself, selling insurance for many different companies.  Also referred to as nonexclusive.

An agreement between an insurer and a licensee authorizing the licensee to represent the insurer in the sale of its insurance products.

A term generally used to describe one who places business with more than one company, and who has no exclusive contract requiring that all business be offered to a single company. Unlike an agent, who [..]

A firm that acts as an intermediary between buyers and sellers of securities for both the general public and other broker/dealer firms.