Life Insurance means TAL Lifetime Protection life insurance, the terms and conditions of which are detailed here.

Accident means an event where Injury or death is caused directly and solely by accidental, violent, external and visible means.

Accidental Injury means a new physical Injury caused by an Accident, as confirmed by a Medical Practitioner, while Cover is in force. It does not include Injury arising from:

Accidental Death means a death caused solely and directly by an Accident while Cover is in force. It does not include death arising from:

Benefit Period means the maximum time period for which an Income Protection Benefit is payable, as shown in your Policy Schedule.

Blindness means the permanent Loss of Sight of both eyes.

Bundled, Bundle or Bundling means where under one Policy:

Commencement Date means the date your Policy started or Cover was added to your Policy.

Critical Illness means the diagnosis or undergoing of the following specified medical condition events, or the underlying Illness becoming apparent after the Commencement Date or, in the case of an in [..]

Disability Benefit means either Total Disability Benefit or Partial Disability Benefit.