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Definitions (53)
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VT
Once you have repaid half of the Total Amount Payable
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TERM
The repayment period, usually expressed in months on a finance agreement
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Thirds
In a secured loan
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Total Amount Payable
The total cost of the vehicle, including your deposit
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unsecured loan
A loan whereby money is lent to you without any guarantee or security, unlike a secured loan
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quote
All car finance offers must be available in writing, and provide all relevant information clearly in a format regulated by the FCA
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Residual value
The value of a used car at a particular point in its life, taking into account its age, mileage and condition.
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SECURED LOAN
A finance agreement
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Settlement
A payment to cover all outstanding money owed and end the agreement
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personal loan
A Personal Loan is a form of unsecured loan
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