An incident where your vehicle is damaged by a another vehicle, a fixed object or structure, or leaving the roadway with no other vehicles involved.  

This is the cost to replace your vehicle minus depreciation.  Mileage, age, and vehicle condition are the 3 biggest drivers of depreciation and cause the ACV of your car to diminish over time.  Insura [..]

A licensed person who helps you find the absolute best rate on your car insurance. Agents can be self-employed, work directly for one insurance company, or, as in the case of The Zebra, be licensed to [..]

You crashed into someone or something and there’s no one else to blame but your sorry self. (Don’t worry, this is why you have insurance!)

A deal between you and a company. You pay them a set monthly amount. In return, the company promises to pay for possible future damage, injury, or loss. In other words, because you know that statistic [..]

This is another term for Declarations Page

Any physical injury suffered by a person, whether that’s you or the other driver.  So this isn’t about your auto’s ‘body’ but your own body—you know, the one that craves a nap and ice cream at twenty- [..]

Contrary to instinct, this has nothing to do with transporting or lifting anything. A carrier is just another word for your insurance company, pure and simple.

This is what you file with the insurance company after an accident or incident. It’s your way of saying, can you help me handle this and pay this money you promised to in the event of something bad ha [..]

An official document containing claims information from any of your past insurance providers.  CLUE is short for Comprehensive Loss Underwriting Exchange and is generally used in conjunction with your [..]