A loss sustained through an unexpected event.

If you miss your first outward bound trip or final inbound trip because of the failure of a scheduled public transport service or the breakdown or accident of a private car in which you are travelling [..]

Definition

The amount you receive in respect of a claim that is covered.

Necessary cancellation prior to departure because of unforeseen events such as serious illness, injury, death, etc.

Currency, notes and coins,

Natural catastrophe causing disruption to your trip (including hurricane,   fire, lightning, explosion, earthquake, storm, tempest, flood)

Any person whose absence from business for one or more complete days at the same time as you prevents the effective continuation of that business.

Any couple (including same sex) in a common law relationship who have cohabited for at least six months

Cutting your trip short because of unforeseen events such as serious illness, injury, death, etc.