The value of your vehicle. This is what’s used to decide if your car is worth repairing or will be scrapped as a total loss. It’s based on the cost to replace your vehicle, minus depreciation.

The person who investigates incidents and settles insurance claims.

Parts made by someone other than the original manufacturer.

Devices used to prevent car theft. They can range from steering wheel locks and car alarms to sophisticated electronic systems that can track, monitor, and even shut down a vehicle. Having an anti-theft device can significantly reduce your insurance rates.

This is what covers the other person’s damages

Physical harm to a person.

This pays for other people’s injuries when you (or the person driving your car) is at fault in an accident.

This type of insurance covers damage to your vehicle that results from a traffic accident.

In this case, comprehensive doesn't mean "everything." It's more like "everything but." It won't cover a standard issue traffic accident, but if your car is damaged in some way other than a collision, like lightning, fire, theft, or a roving band of soccer hooligans, then you'll li [..]

The front page(s) of your policy packet. It has all of the necessary info, like your name, the length of your policy, coverage limits, and other key details.