tobeymerrill.com

Website:https://www.tobeymerrill.com
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business owners package


A single insurance policy which provides many types of coverages such as business auto, liability and property. BOPs are created and available for small to medium sized businesses and specifically for many specialized industries.
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business interruption coverage


This form of insurance provides loss of income coverage (i.e. "disability income") for your business by replacing your operating income during the period when damage to the premises or other property prevents income from being earned. It is by means of your operating income that your business meets its expenses of payroll, light, [..]
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business auto coverage


Designed to provide a standard method of insuring vehicles other than private passenger automobiles.
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bobtail coverage


Covers an empty truck returning from a dropoff (known as deadheading) when the contracting client's insurance may not be in effect.
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bodily injury coverage


"Bodily injury" is defined as meaning bodily harm, sickness, or disease, including required care, loss of services, and death that results.
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boiler and machinery coverage


This form of insurance provides mechanical breakdown coverage generally not available under any other insurance policy. A Boiler and Machinery policy can protect an insured against the effects of catastrophic property loss, such as steam boiler explosion or an expensive breakdown of machinery and equipment. But it's not just the physical damag [..]
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block policy


A block policy provides a form of inland marine insurance. It covers loss to the property of a merchant, wholesaler, or manufacturer including: Property of others in the insured's care, custody, or control Property on consignment Property sold but not delivered A block policy will cover loss caused by most perils (including transportation), su [..]
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blanket insurance


Blanket insurance provides coverage under a single limit for the following: Two or more items (e.g., Building and/or Contents) Two or more locations (e.g., Location A and/or Location B) A combination of items and/or locations
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beneficiary


The person or persons named to receive the benefits (payout) from a life insurance policy.
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basic limits


The minimum limits of liability as required by state or local law.
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