This endorsement provides for a waiver of subrogation for Liability Coverage for the person(s) or organization named in the endorsement.

              

A coverage basically affording high limit coverage in excess of the limits of the primary policies as well as additional liability coverages. The term "umbrella" is derived from the fact that it is a separate policy over and above any other basic liability policies the insured may have.

Adds coverage for outdoor trees, shrubs and plants at the insured premises.

Pays for the direct physical loss of or damage to Covered Property from any covered cause of loss, including an accident, while in the insured's custody or in the custody of a common or contract carrier. Applies while such property is in transit from the point of shipment to its destination and while located on docks, wharves, piers, bulkheads [..]

Pays on behalf of the insured up to a maximum per occurrence and annual aggregate of $50,000 which the insured shall become legally obligated to pay arising from claims made against the insured for any negligent act, error or omission committed by the insured in failing to correctly or properly specify, on title papers, the mortgagee or "legal [..]

Covers money and securities against theft, disappearance and destruction.

Pays for loss or damage by theft for bullion, gold, silver, platinum and other precious alloys or metals. The Primary Package provides $2,500 for theft of bullion, gold, silver, platinum and other precious alloys or metals. The Premier Package provides $10,000. The Primary coverage and limit is provided in the Businessowners Special Property Covera [..]

Will pay for expenses the insured incurs to move displaced tenants back to the Described Premises after completion of repairs made necessary due to a covered loss.

This option may be selected to provide increased coverage for liability arising from the insured's negligence as a tenant causing building loss or damage. The limit of $100,000 may be increased up to $1,000,000, however may not be higher than the premises liability limit. Coverage is designated in the Declarations as applicable to all location [..]