Also known as wellness care coverage, examples of this would be annual visits to the Veterinarian, or having a pet in for their regular vaccinations.

An Accident is a sudden, unexpected event resulting in Injury.

The anterior cruciate ligament (ACL) is a cruciate ligament which is one of the major ligaments found in the knee.

Any condition which affects or may affect both sides of the pet's body.

The stated percentage of each covered claim for which the Insured is responsible for paying, as described in the Document of Insurance.

The stated dollar amount of each payable claim for which the Insured is responsible for paying, as described in the Document of Insurance.

The written document evidencing the contract of insurance between the Insurer and the Insured, and identifying the Policy Number, Coverage Effective Date, Insured, Pet, and Schedule of Benefits and Maximum Benefit Amounts.

The date in which a policy becomes active. Please note applicable wait periods when necessary.

A disease or sickness.

A promise of compensation for specific potential future loss in exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company, or other entity in the case of unexpected loss.